Hearing is a cornerstone of how we communicate. It helps us in our everyday lives with family, friends, and professional lives. Clearly understanding conversations in person and over the phone is crucial to maintaining these relationships.
Thankfully, we have the experience and technology to treat and manage all levels of hearing loss. We do so with the help of hearing aids.
Many people are discouraged by this suggestion based on old trends and opinions. They only have experience with the big, clunky hearing aids of yesteryear and assume that the same is true for new devices.
These are exciting times for hearing aids, as the tech is advancing quickly. Just as quickly are the insurance programs that support them.
Although these can be tricky and may seem as confusing as the terms and conditions of cell phone contracts, we have taken it upon ourselves to know all the ins and outs of the most popular insurance programs.
One we are very knowledgeable about is the popular Blue Cross Blue Shield. We field questions about this company almost daily and are happy to do so. Our specialist can help all of our patients navigate the tricky waters of getting the most out of your insurance plan.
If you have BCBS, look here for a breakdown of what they offer and what you can get from them.
This is the top-of-the-line package offered by BCBS and allows the most freedom in the decision-making process.
First, there are no restrictions on which specialist you see, so you can come see us anytime you have an issue knowing that you’re covered.
Second, if you need hearing aids, an add-on option lets you choose the best device for your issue. This is a massive advantage to those who may have more severe issues. You’re free to find the most optimal hearing aid and have BCBS cover it for you.
This is more popular based on price and still offers a lot of flexibility when choosing specialists and follow-up care. You may select a specialist that’s outside of the BCBS network but only in specific instances. We can help you determine if this applies to you.
This program also has options for hearing aid devices but with slightly more restrictions than the Blue Elite plan. Depending on your needs, you may benefit from this, or it may be too much for what you need.
BlueEssential or BlueCare Plus
These two programs are customizable, but the BlueEssential plan doesn’t initially cover benefits for hearing aids. If you have a mild hearing loss, then this may suit you just fine to take care of your appointments and other hearing care expenses.
Both offer you the choice of doctors, specialists, and facilities from within a select network. While this may sound restrictive, the options are plentiful, and specialists are carefully screened to ensure top-quality care and assistance.
Alternative Options To BCBS
Our insurance specialists have experience working with insurance carriers that are local to Louisiana to meet the needs of our patients who live nearby.
We know which questions to ask and how to ensure you get all the insurance benefits you’re entitled to from your policy.
Examples of some of the companies we are close with include:
- Medicare and all Medicaid plans
- United Healthcare
- US Family Health Plan
- Tricare (for military families)
Is There a Deductible And/Or Out-Of-Pocket Amount I Have to Meet before Benefits Kick In? How Much?
Yes, in most cases, insurance companies like BCBS will require an upfront payment for you to start taking advantage of your benefits. Sometimes, you can defer these costs, but it all depends on the program and your unique situation. We can help you personally so your precise needs are being met.
Can I Choose the Hearing Aids I Like Best, or Am I Restricted to a Generic Brand/Type?
Most insurance programs will have a list of companies and devices you can choose from. While this may sound restrictive at first, the lists are quite long and cover a wide range of hearing ailments. There are only a few “brand name” hearing aid manufacturers who are very good at what they do. Being able to choose from one of these is an advantage and shouldn’t be looked at as a negative.
How Often Is the Cost of New Hearing Aids Covered, or How Often Does It Renew?
This happens quite often but, again, is dependent on your specific program. If this is important, we can work together to find the best insurance company to cover your hearing aids and any upcoming renewals we estimate you will need.
Does My Benefit Cover a Diagnostic Hearing Evaluation?
Yes, almost all insurance programs will cover testing, so you know exactly what is going on with your hearing. If no problems are detected, then great, but if there are some issues, that’s where you may need to come out of pocket if you don’t have an all-encompassing insurance plan.
How to Get Specific Answers to Your Unique Situation
The best way to get specific and detailed answers to your questions that pertain directly to you is to schedule an appointment with one of our insurance specialists.
It won’t take too long and can be done over the phone if you wish. This is the only guaranteed way to find out how to treat your hearing without paying too much.
If you already have insurance, please call us at 337-436-3277 to ensure you are getting everything you deserve. Our specialists read the small print and will be able to demand every bit of service that your company may be reluctant to provide.
If you have any questions at all related to hearing loss, then please contact us immediately. We’re always standing by!