We have a significant advantage in this day and age with easy access to vast amounts of information and technology. Nevertheless, despite our progress, hearing loss is still a widespread issue affecting millions of Americans.
At our company, we use our expertise to mitigate and manage hearing loss through preventive measures and various other techniques. Our most valuable tool, however, is hearing aids.
Today’s hearing aids are truly miraculous, and capable of treating various levels and types of hearing loss. They have features such as blocking out background noise and reducing tinnitus sounds, making a significant impact in people’s lives.
However, hearing aids come with a cost, which can be expensive for some. This is where insurance comes in. We understand how intimidating insurance companies can be, so we have a specialist on hand to help. We keep up to date with all available programs to ensure our patients receive the best coverage.
Humana is a major player in the insurance industry, offering a variety of options. Here is a summary of Humana’s services:
Medicare & Humana Working Together
Hearing loss is common among people over 65, and Medicare is available to help with medical expenses. While this is a valuable resource for Americans, it does not provide much support for hearing loss.
Despite numerous studies demonstrating the benefits of hearing aids for a variety of issues, Medicare does not cover the cost of these devices.
Fortunately, companies like Humana offer supplementary programs to assist in offsetting the costs of improving hearing health.
Humana Plans and How They Work
Humana offers a variety of insurance packages, known as Medicare Advantage plans, to provide clients with options for their treatment.
If you are enrolled in one of Humana’s Medicare Advantage plans and your audiologist, hearing instrument specialist, or physician is part of your network of approved providers, you can benefit from the following:
- No copayment for up to three fittings and assessments for hearing aids per year.
- A copayment for your hearing aids, ranging from $0 to $699 per ear for advanced level devices or $0 to $999 per ear for premium level devices, with an additional $50 copay for rechargeable aids. Pre-approval is required for all hearing aids.
- No copayment for a standard yearly hearing assessment, but authorization is necessary.
- A $1,000 hearing aid allowance, with some restrictions and a limit of two hearing aids per year.
- A copayment of $30 to $50 or 20% coinsurance for benefits covered by Medicare.
Humana Non-Medicare Plans
Private insurance coverage for hearing aids can be a challenge, as many private insurance plans do not provide coverage for various reasons, including that Medicare-eligible individuals are the primary group of patients needing hearing aids.
Though this makes it harder to find coverage for those who are not eligible for Medicare, partial coverage, discounts, or benefits to pay for hearing aids are still accessible. Our in-house specialists are available to find the best plan for you.
If your Humana policy does not include coverage for hearing aids, you may still be eligible for member discounts and specialized programs that can help offset costs, both within and outside of your network.
The First Step To Getting Great Insurance
At Acadian Hearing Services, we provide comprehensive hearing healthcare, including insurance coverage. If you have insurance, please bring your policy to us for review and to make sure you’re taking full advantage of it.
Our specialists are experienced in dealing with insurance companies, even if they are not well-known. For more information on insurance, visit our website or subscribe to our monthly newsletter for updates on hearing healthcare.
We are here for you and your family, so feel free to reach out to us with any questions or concerns.